Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
5.05%
Current prime rate is
5.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 7.74%
- $746.69
- 5.74%
- $624.43
- $122.25
-
- 2 Years
- 7.34%
- $721.53
- 5.44%
- $606.90
- $114.63
-
- 3 Years
- 6.94%
- $696.72
- 4.64%
- $561.28
- $135.43
-
- 4 Years
- 6.74%
- $684.44
- 4.64%
- $561.28
- $123.16
-
- 5 Years
- 6.79%
- $687.50
- 4.44%
- $550.14
- $137.36
-
- 7 Years
- 7.10%
- $706.60
- 5.40%
- $604.58
- $102.02
-
- 10 Years
- 7.25%
- $715.92
- 5.80%
- $627.97
- $87.95
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply Now“Jag, and his team, are very good at explaining things so they make sense to anyone. Jag took his time to answer our questions and we would definitely use him again. He’s professional, friendly and provided A+ for service.”
ALESSANDRO & CHRISTINA
Homeowners
“Jag is amazing! He found us a mortgage when no one else could. He is professional, friendly and helpful. He was always quick to respond to any questions. I highly recommend him.”
DEBRA
Homeowner
“I had a great experience with Jag. He walked me through the entire process and was quick to respond to my questions. Constantly kept me up to date with the progress of my private mortgage and what I needed to do to keep it moving fast. I had the funds in less than two days.”
KEHINDE
Homeowner
“We would like to acknowledge the exceptional service we received during the entire refinancing process. Jag’s professionalism and knowledge of the industry was impressive and truly appreciated. In the past, we’ve had experience with others banks and found the process frustrating and tedious. Jag went above and beyond to ensure all of our needs were met and everything was handled thoroughly and efficiently. We have and will continue to recommend him in the future.”
RICK & KATIA
Homeowners
“Bobby and I are deeply indebted to Jag and his team! He went the extra mile to get us financing for our new build. You have made our dream come true! We worked with other lenders and have backgrounds in accounting/finance and with past mortgages, we know how difficult our situation was. Not only did you get us financed, you got us an exceptional interest rate. I would also like to thank your underwriting team for believing in us. Again, thank you so much! We will definitely be singing your praises to friends and family. If it can be done, you will find a way.”
MELISSA & BOBBY
Homeowners
About Me
My name is Jag Dhamrait, Mortgage Agent Level 2, who's a reverse mortgage and private lending specialist. Proudly part of Affinity Mortgage Solutions, recognized as the #2 brokerage in Ontario and top 10 in Canada, I am deeply committed to delivering excellence in every aspect of our service.
Experience and Commitment: With over nine years of dedication to the financial industry, I have been fortunate to witness firsthand the joy and satisfaction of clients achieving their homeownership goals. This journey has not only been a professional calling but a personal fulfillment that intertwines with my life's most cherished aspects.
Personal Touch: Beyond the confines of my profession, my heart belongs to my family, including my two children and wife, who fill my life with joy and keep me grounded and motivated. My personal passions, such as travelling, trying new foods, playing sports, starting my days at the gym, and aspiring to become a ‘snowbird’ reflect my belief in a balanced life, where dedication to health and happiness fuels professional success.
Philosophy and Approach: The essence of my work lies in the privilege of tailoring mortgage solutions that perfectly fit the unique needs of each family. The complexity and challenges of our industry demand a problem-solving mindset, which I embrace with enthusiasm and a deep sense of responsibility. My goal is to navigate these challenges with you, ensuring a seamless and informed journey to homeownership.
Client Focus: I am steadfast in my commitment to keeping our clients informed and comfortable throughout the mortgage process. Our team at Affinity Mortgage Solutions stands for professionalism, a diverse selection of lenders, and personalized solutions, especially for unique cases such as self-employed individuals.
Mission Statement: Your home is the backdrop of your life's most precious stories. I am honored to assist in achieving your dreams, facilitating the creation of beautiful memories in your cherished home. Thank you for entrusting me with one of your life's most significant investments.
Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Getting pre-approved
DLC - Fixed VS Variable Rates
DLC- How to Use Home Equity to Your Advantage
Is consolidating debt a smart move?
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