Mortgage Tips Jag Dhamrait 6 Feb
Your mortgage amortization period is the number of years it will take you to pay off your mortgage. Depending on your choice of amortization period, it will affect how quickly you become mortgage-free as well as how much interest you pay over the lifetime of your mortgage (a longer lifetime equals more interest, whereas […]
Read MoreEconomic News Jag Dhamrait 6 Feb
In January, the Canadian bond market took quite a beating as interest rates rose roughly 30 basis points from their recent lows. The December housing data revealed a surge in sales, while inflation data showed just how difficult it may be to return to the 2% inflation target. Core inflation remains above 3.5% despite […]
Read MorePersonal Finance Jag Dhamrait 27 Jan
“New Year, new you” may be a cliché but it is for a reason! The New Year always has us thinking about where we are now, and where we want to end up. When it comes to your personal goals, a review of your finances and estate should be at the top of your […]
Read MoreHome Tips Jag Dhamrait 14 Jan
As we enter the New Year, it’s always fun to reflect on the previous twelve months and take a look at what is trending as we move forward. If you’re unfamiliar with the Pantone of the Year, it is more than just a colour to paint your walls. Since 2000, the Pantone Colour Institute […]
Read MoreEconomic News Jag Dhamrait 3 Jan
With the release of the November inflation data, some were disappointed that inflation remained at 3.4% year-over-year—the same as in October. However, without the base effects of year-ago energy price declines, inflation would have been less than 3%. December’s inflation data will be similarly skewed higher. Still, there is ample reason to suggest that […]
Read MoreGeneral Jag Dhamrait 5 Dec
The New Year is approaching! While we are in the spirit of goal planning and setting our intentions for the coming months, don’t forget about your home! There are several things you can do to make your home and finances work for you in 2024: Review Your Home Budget (or make one!): Money can be […]
Read MoreEconomic News Jag Dhamrait 5 Dec
As we move into year-end, we have every reason to believe that the economy has slowed and inflation, while still above target, has dropped significantly. But slower inflation does not mean falling prices in most markets. Yes, gasoline prices are down, and food inflation has slowed, but the purchasing power of households has not improved. […]
Read MoreMortgage Tips Jag Dhamrait 20 Nov
Is your mortgage coming up for renewal? Do you know about all the incredible options renewing your mortgage can afford you? If not, I have all the details here on how to make your mortgage renewal work for you as we start to think about 2024. Get a Better Rate Are you aware that when […]
Read MoreHome Tips Jag Dhamrait 10 Nov
We Canadians are no strangers to the chill of the winter season! As we shift into the final few months of 2023, now is a great time to check your home before the cold front hits. Below I have included a few tips that could help you save on bills, prevent future repair costs, and […]
Read MoreEconomic News Jag Dhamrait 1 Nov
The Canadian economy is showing continued signs of slowing as inflation decelerates. This opens the door for a continued pause in rate hikes. Indeed, with any luck, the Bank might have finished its tightening cycle. One more rate hike is possible, especially if continued Middle East tensions lead to a sustained oil price increase, but […]
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